Risk Manager with over 12 years of experience. I work closely with organisations to check with their financial risk , investment and focus on reducing any unnecessary costs incurred. I consider the current market scenerio and make necessary predictions regarding the company's future considering previous and current economic trend also i create visual model to represent outcomes and prepare reports about business decisions. My skills include risk management, credit analysis , business development, CRM tools, Lending and Finance systems, Microsoft Office Word , Excel.