2010-2015
(CA)
ICAI
(CA)
ICAI
Career Objective:
ü Seeking a challenging and responsible position where abilities, education, and experience will have valuable application. Position should provide an opportunity to continue growth and advancement.
Professional Experience:
Present Organization: HDFC BANK LTD.
Designation: Location Manager-RIC
Department: Risk Intelligence and Control
Awards: Silver Star awardee for FY 2017-18 and for Oct -2018 for extra ordinary performance in terms of highest Hit rate ,TAT adherence for region.
Key Activities:
ü Identifying the risk involved at initial stage and weed out fraud applications for PL/BL/SEPL/EL/EEG/BBG and mortgage.
ü Adopting different techniques to maximise fraud hit rate.
ü Responsible to create an environment where fraud can be identified and risk minimised.
ü To maximise fraud exposure saving.
ü In-depth expertise in investigating and solving financial crime for Retail asset and Business Banking loan.
ü Safeguarding reputation of the Bank and minimizing credit risk by identifying fraud at acquisition stage.
ü Played a pivotal role in recommending process changes to strengthen the bank’s policies against frauds.
ü Conducting surprise seeding activity on the process adherence of employees.
ü Monitoring and evaluating the performance and policy adherence of outsourced agencies (Process audits on collection agencies, CPV agencies, DSA, RBI audit on collection agencies)
Current CTC: 10 Lacs p.a.
Duration : 17th August,2016 to till date
Past Organization:
PA & Associates, Chartered Accountants.
Work Assignments: Statutory Audit of PSUs Like NTPC and Nationalized banks Like Union Bank.
Designation: Audit Manager
Duration:From 07th Dec, 2015 to 13th June,2016
V.ArticleshipExperience:
M/S. PAMS & ASSOCIATES (Chartered Accountants), Cuttack
Sept 2011 – Dec 2014 (Duration 3 years)
Position-Articled Trainee
Accounting: - Responsible for Maintenance of Accounts of various Private Limited Co’s, NGO’s, Trusts & Other Business Concerns.
Audit: - Independently Conducted Statutory audits of various Corporate Bodies.
Taxation: - Also conducted Tax Audit u/s 44AB of Income Tax Act, 1961 & Other Taxation Matters such as preparation of returns and tax calculations, TDS works and also handled many Indirect Tax Matters.
Company Law Affairs: - Have experience in preparations of secretarial Documents.
Project Financing: - Preparation of CMA & Project Report for various Pvt. Ltd. Co’s.
Secretarial Works:-Preparation of Annual E-filling Forms.